Please Note that Pay Day's for each month will have to adjusted to your pay schedule.

Notice that in this example, your 1000$ Emergency Fund is established in the first 2 months. Technically, that amount could then be added to you Debt Snowball to assist with the paying down of your debts.

Use Household Budget to set up your monthly budget for an entire year, you can of course edit the months for when you start.

Debt Snowball is to set up and establish your own debt snowball.

As you can see, there is data established to show you how it can work and Debt Snowball shows you how it would work with an additional income of 500$ a month.